S E R V I C E S

Later Life Lending

Equity Release

Equity release refers to a range of products allowing you to access the equity (cash) tied up in your home if you are aged 55 or over. You can take the money you release as a lump sum, in several smaller amounts or as a combination of both. 
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Retirement Interest Only Mortgages

Retirement Interest-Only mortgages, or RIOs, as they have become known, are like standard interest-only mortgages except that they have no end date.
Repayment is when the property is sold upon death or moving into long term care.
The main difference to lifetime mortgages is that monthly interest payments have to be made so affordability is assessed in each case.
 

Residential Mortgages

If you are still working, or have good pension income either in payment or not yet taken, a traditional residential mortgage may be suitable for you.

Not for Everyone

Equity Release is not for everyone, there may be a more suitable alternative to meet your needs.
That's why all options will be explored and discussed before a recommendation is made.
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